INSTALLMENT LOANS ONLINE

What Is An Installment Loan?

An installment loan is a loan that is repaid over time with a set number of scheduled payments. Lending Dollars' online installment loans are typically between 6-12 months. Your payments are set up based on your pay cycle, which is typically bi-weekly, semi-monthly or monthly.

Is An Installment Loan Is The Right Choice?

First, clearly assess the financial situation. Installment loans are intended as an occasional, short-term solution and not as a source of ongoing help. If you need more help than an installment loans can provide, consider talking to a professional credit counselor.

Only borrow the amount that you’re certain you can repay on time. If you’re able to budget the prompt repayment of your loan into your next pay period, you’re taking the responsible approach. When used responsibly and as intended, an installment loans works as a good alternative to other loan products and may help you cover emergency needs and unexpected expenses.

How much money can I borrow?

When applying for a loan, we use your personal information to determine a loan amount that works for you.

How Do I Qualify For An Installment Loan?

Our underwriting criteria and the verification of your information determines whether you or not you will qualify for an installment loan. You must reside in the state of Wisconsin. You must be at least 18 years old. You must not currently be a debtor in a bankruptcy case or presently intend to voluntarily file for bankruptcy relief.

You will also need a verifiable form of income. This can include: your most recent pay stub, SSI award letter, or retirement benefits (including pension and alimony).

After I Pay Off My Installment Loan, Can I Get Another One?

Yes, you can reapply the same day you pay off your existing installment loan. Please provide proof of debit within three business days of repaying your loan.

We re-assess your loan eligibility whenever you apply for a new installment loan. This includes calling the phone numbers you provided to verify your employment. Lending Dollars values your privacy, though, and we will not disclose where we’re calling from. As long as your previous loan has been paid off in good standing or in our collections department, we can lend to you again.

When Will My Installment Loan Payments Be Due?

Your electronic payments will typically be due on your payday. Please refer to your loan contract to view your payment schedule. You may also log into your account to view this information.

Can I pre-pay my installment loan early? Does pre-paying my installment loan early save me money?

You can pre-pay your installment loan early without a penalty, and yes it will save money. Contact us for more information and instructions.

**Credit checks, consumer credit reports and other personal data may be obtained by some lenders from Experian, Equifax, Trans Union or through alternative providers.